Hamayun Sajad

financial services and payments professional

Compiled from 1 recorded interview. Every statement below is drawn from the passage cited beside it.

Hamayun Sajad is a financial services and payments professional and a founding member of EasyPaisa. Before moving to Australia, he led financial services for the Telenor group. He has said his serious banking career started at UBL.

Career

Sajad has said he is a technical person who has worked in programming, telecom and software. He was one of the founding members of EasyPaisa, and has said it drew him into financial services. He has said he then moved further into financial services and payments and worked in several countries. Before moving to Australia, he led financial services for the Telenor group. He was also one of the founding members of a launch in Myanmar. [1]

In Australia, Sajad has said he worked as a consultant with banks. He has said he worked on UNCDF projects and with the Australian government, and that on behalf of the Australian government he did work in ASEAN countries including Thailand, Myanmar and Cambodia. He has said he competed with another consulting firm on an RFP for a Commonwealth Bank project in Sydney. He has said banks have a different way of engaging consultants. [1]

UBL

Before UBL, Sajad focused mainly on financial services, payments and financial inclusion. UBL approached him through a contact in his network. He has said UBL pulled him back from Melbourne, where he was working for himself. He has said UBL identified him as someone who could seed and then lead the digital transformation at the bank, and that his serious banking career started at UBL. [1]

Views

Sajad has said a boom is happening in digital in general. He has said that, for understandable reasons such as FATF, certain fail-safe mechanisms have to be put in place that unfortunately keep the population unbanked. He has said PayPal is unable to come to Pakistan, which leaves freelancers in a difficult position, and that Pakistanis struggle because many of them do not have a PayPal ID. He has said banks have an opportunity to create rails. He has also said receiving money from abroad through Western Union is a very inefficient method. [1]

Sajad has said privacy is a human right. He has said the government and other bodies do not probe citizens' personal information, and that personal information in these systems is always managed through encryption. [1]

Sajad has said he is not a blockchain expert. He has said blockchain is a foundational technology that lets things be traced from their start to the end of their life, and that some governments are using blockchain technology. [1]

Sajad has said it is too early to judge digital currencies, which need more maturity. He has said his personal problem with Bitcoin is that its rise and fall causes many people to lose their money, and that he personally thinks these currencies will take a lot longer to become mainstream. He has said a digital currency could be restricted so that it can only be used for food, and that Bitcoin may not hold as much value as a central bank digital currency. [1]

Sajad has said learning human behaviour and thinking long term are important. He has said that when people impatiently try to do something quickly, they end up doing it repetitively. [1]

Personal life

Sajad has said he owned a Tesla while he lived in Australia. [1]

Appearances

DateTitleWhere
2021-04-05 Pakistan's digital economy needs patience, not speed Thought Behind Things

Frequently asked questions

Who is Hamayun Sajad?

Hamayun Sajad is a financial services and payments professional and a founding member of EasyPaisa. Before moving to Australia, he led financial services for the Telenor group. He has said his serious banking career started at UBL.[1]

What is Hamayun Sajad known for?

Hamayun Sajad is known as one of the founding members of EasyPaisa, which he has said drew him into financial services. He also led financial services for the Telenor group before moving to Australia.[1]

What did Hamayun Sajad do in Australia?

Hamayun Sajad has said he worked in Australia as a consultant with banks. He has said he worked on UNCDF projects and with the Australian government, and did work in ASEAN countries on its behalf.[1]

What is Hamayun Sajad's connection to UBL?

Hamayun Sajad has said UBL approached him through a contact in his network and pulled him back from Melbourne, where he was working for himself. He has said UBL identified him as someone who could seed and then lead the digital transformation at the bank. He has said his serious banking career started at UBL.[1]

What does Hamayun Sajad think about Bitcoin?

Hamayun Sajad has said his personal problem with Bitcoin is that its rise and fall causes many people to lose their money. He has said Bitcoin may not hold as much value as a central bank digital currency. He has said he personally thinks these currencies will take a lot longer to become mainstream.[1]

What has Hamayun Sajad said about PayPal in Pakistan?

Hamayun Sajad has said PayPal is unable to come to Pakistan, which leaves freelancers in a difficult position. He has also said Pakistanis struggle because many of them do not have a PayPal ID.[1]

References

  1. Pakistan's digital economy needs patience, not speed . Thought Behind Things , 2021-04-05.
Show the source passages (42 statements)
  1. Hamayun Sajad has said UBL identified him as someone who could seed and then lead the digital transformation at the bank. UBL identified me as somebody who could seed and then lead the digital transformation at the bank.
  2. Hamayun Sajad has said he is a technical person who has worked in programming, telecom and software. Main actually, you know, technical aadmi hoon. Hamesha programming, telecom, software, is tarah ke kaam kiye.
  3. Hamayun Sajad was one of the founding members of EasyPaisa. So, I was one of the founding members of EasyPaisa.
  4. Hamayun Sajad has said EasyPaisa drew him into financial services. But I think EasyPaisa pulled me into financial services.
  5. Hamayun Sajad has said he then moved further into financial services and payments and worked in several countries. And then I went into more into financial services and payments, served into different countries, Europe mein, ASEAN region mein.
  6. Before moving to Australia, Hamayun Sajad led financial services for the Telenor group. main Australia jaane se pehle, kyunke main Telenor group ko, ki financial services ko lead kar raha tha.
  7. Hamayun Sajad was one of the founding members of a mobile financial services launch in Myanmar. wahan pe Wave Money ka jo launch hai, sara setup hai, I was one of the founding members again.
  8. Hamayun Sajad has said that in Australia he worked as a consultant with banks. wahan pe bhi main banking industry ke saath as a consultant kaam kar raha tha.
  9. In Australia, Hamayun Sajad has said he worked on UNCDF projects and with the Australian government. So, there I started working with some of these, you know, you know, uh, UNCDF projects, Australian government ke saath kuch kaam kiya
  10. On behalf of the Australian government, Hamayun Sajad has said he did work in ASEAN countries including Thailand, Myanmar and Cambodia. again on behalf of Australian government, uh, uh, local ASEAN region jo, uh, you know, Thailand hai, Myanmar hai, Cambodia hai
  11. Hamayun Sajad has said he competed with another consulting firm on an RFP for a Commonwealth Bank project in Sydney. I was competing with Tata Consulting. achha. on a, on a RFP in, in Sydney, Commonwealth Bank ka ek, uh, uh, project tha.
  12. Hamayun Sajad has said banks engage consultants in a different way from other clients. Then I realized that banks have a different way of, uh, you know, looking at how, uh, banking is done, how to engage consultants.
  13. UBL approached Hamayun Sajad through a contact in his network. And that's when UBL approached me, uh, through, through some, uh, you know, contact of my, you know, network.
  14. Hamayun Sajad has said UBL pulled him back from Melbourne, where he was working for himself. They pulled me from Melbourne when, you know, I was, I was working there for myself.
  15. Hamayun Sajad has said his serious banking career started at UBL. so my serious banking started with UBL.
  16. Before UBL, Hamayun Sajad focused mainly on financial services, payments and financial inclusion. Prior to that, it was more financial services, payment, payments and, you'd say, financial inclusion that I was rather focusing on.
  17. Hamayun Sajad has said he owned a Tesla while he lived in Australia. Main jab Australia mein tha toh maine wahan pe na Tesla rakhi hui thi.
  18. Hamayun Sajad has said a boom is happening in digital in general. I would say boom is happening in digital, in general.
  19. Hamayun Sajad has said that, for understandable reasons such as FATF, certain fail-safe mechanisms have to be put in place that unfortunately keep the population unbanked. uski bhi understandable reasons hain ki FATF and all of those things jiski wajah se hamein uh you know certain uh uh fail-safe mechanisms daalne padte hain jo ki uh unfortunately hamari population ko unbanked rakhte hain.
  20. Hamayun Sajad has said PayPal is unable to come to Pakistan, which leaves freelancers in a difficult position. PayPal Pakistan mein nahi aa pa raha and and freelancers jo hain woh sar ko jaate reh jaate hain.
  21. Hamayun Sajad has said Pakistanis struggle because many of them do not have a PayPal ID. And that's where our people struggle kyunki hamare logon ki PayPal ID nahi hai.
  22. Hamayun Sajad has said banks have an opportunity to create rails. ki banks ke liye opportunity hai ki woh rails create karein
  23. Hamayun Sajad has said receiving money from abroad through Western Union is a very inefficient method. agar bahar se paisa aa raha hai toh abhi tak woh Western it's a very inefficient method
  24. Hamayun Sajad has said regulatory bodies in Pakistan are ahead of the curve. mere nazar mein regulatory bodies in Pakistan are actually uh ahead of the curve.
  25. Hamayun Sajad has said SECP is doing strong work on the ease of doing business indicator. ease of doing business ke ke uh uh KPI ke upar jo jo ek country level ka performance indicator hai us pe SECP bada zabardast kaam kar raha hai.
  26. Hamayun Sajad has said new players in the sector lack financial muscle but have agility. Industry mein challenge yeh hai ki jo naye players hain unke paas woh financial muscle nahi hai, unke paas agility hai.
  27. Hamayun Sajad has said every entity will have an ID. Every entity will have a ID.
  28. Hamayun Sajad has said the non-banking industry generally struggles a great deal with connectivity to the banking industry and with leveraging it. So generally speaking hamari jo non-banking industry hai na woh bada struggle karti hai banking industry se uh connectivity aur leverage karne ke liye.
  29. Hamayun Sajad has said the government is more worried about whether people use the system. Government is more worried ke kya uh Muzammil yeh system use kar raha hai?
  30. Hamayun Sajad has said privacy is a human right. privacy yeh uh human right hai.
  31. Hamayun Sajad has said the government and other bodies do not probe citizens' personal information. har bande ki personal personal information ko government ya koi idara probe nahi karta.
  32. Hamayun Sajad has said personal information in these systems is always managed through encryption. Yeh information uh in systems mein hamesha ek encryption ke through manage rahegi
  33. Hamayun Sajad has said blockchain is a foundational technology that lets things be traced from their start to the end of their life. blockchain bhi woh ek foundational technology hai jo ke yeh ensure karti hai ke yaar cheezein cheezon ki traceability ho from from the starting till the life of that thing
  34. Hamayun Sajad has said he is not a blockchain expert. I'm not a blockchain expert myself.
  35. Hamayun Sajad has said some governments are using blockchain technology. Government jonsi hai na woh use kar rahi hain blockchain technology ko.
  36. Hamayun Sajad has said it is too early to judge digital currencies, which need more maturity. it's too early to say ke jo uh digital currencies hain, jo fiat currencies hain in parallel to the currency system of the world uh ismein bhi bahut maturity aane ki zaroorat hai.
  37. Hamayun Sajad has said his personal problem with Bitcoin is that its rise and fall causes many people to lose their money. Mera personal problem Bitcoin ke saath yeh hai ke yaar iske rise and fall ki wajah se bahut se log jonsay hain na they lose their money.
  38. Hamayun Sajad has said he personally thinks these currencies will take a lot longer to become mainstream. main personally samajhta hoon ke yeh currencies uh will take a lot a lot longer to become mainstream.
  39. Hamayun Sajad has said a digital currency could be restricted so that it can only be used for food. they can say ke this digital currency can only be used for food.
  40. Hamayun Sajad has said Bitcoin may not hold as much value as a central bank digital currency. Bitcoin and open-ended qisam ki woh shayad itni value hold nahi karta uh you know versus a central bank digital currency.
  41. Hamayun Sajad has said learning human behaviour and thinking long term are important. Human behaviors ko learn karna important hai aur thoda long-term sochna important hai.
  42. Hamayun Sajad has said that when people impatiently try to do something quickly, they end up doing it repetitively. Jab aap uh impatient ho ke quickly koi cheez karne ki koshish karte hain then you end up doing it repetitively